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Understanding automatic discounts

With Valor, you don't have to ask for a military discount or show ID. Pay with a linked card at a partner merchant and your discount comes back to you as cashback.

Where you can use Valor

  • Partner merchants only. Discounts apply only at Valor partner businesses in San Diego County. Find them on the map in the app.

  • Pay with a linked card. Swipe, tap or use Apple Pay with a card you've linked in Valor.

  • Not through delivery apps. Orders through DoorDash, Uber Eats, Grubhub and similar apps don't qualify, because the delivery app processes the payment, not the merchant.

Valor is currently live in San Diego County only. If you live somewhere else, you can download the app and join the waitlist. Stay tuned for updates, because Valor is growing quickly.

How it works

  1. Link your card in the Valor app.

  2. Pay with that card at a partner merchant.

  3. After your purchase posts to your card, your cashback shows up in your Valor wallet as pending. Some banks, especially smaller banks and credit unions, take longer to send us purchases.

  4. Cashback is held for 1 week before you can withdraw it.

  5. Withdraw your cashback to your linked debit card from your Valor wallet. Withdrawals arrive in 1–5 business days, and there are no fees.

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